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The 12 Scams Of Christmas


Ah, the holidays ? friends, food, family ? and felons! Yes, the holiday scammers are back again, and just in time to spoil their fun, Financial Builders brings you the 12 scams of Christmas. Find out what to watch for!

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8 Things That Won't Hurt (Whew!) Your Credit


Pay a credit card a month late, and you can count on it hurting your credit score. But there are some murkier areas you may wonder about: What happens if I marry someone whose credit is a lot worse than mine? Could my library fine from five years ago keep me from getting approved for a car loan? Does getting turned down for credit hurt my score?

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How to Improve Your Credit Score


Almost no one is perfect when it comes to credit scores. The average score for Americans has been inching up over the past decade and is now close to 700. Many lenders consider that a good number, but the highest possible score is 850, according to Fair Isaac Corp., or FICO, which developed some of the most widely used models for credit scoring. The lowest possible score is 300.

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