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As a first-time homebuyer or a military veteran, you can benefit from government-backed mortgage options.

Key Features

  • Low or No Down Payment
  • Competitive Rates
  • Quick Decisions
  • Local Processing

FHA loans are federally insured, which may require a smaller down payment and may offer a lower interest rate than a comparable conventional loan. This might be the right loan for you if you are a first-time homebuyer or if you have limited cash for a down payment and closing costs.

  • Down payments as low as 3.5%
  • Fixed or adjustable interest rate
  • Flexible terms up to 30 years
  • Requires FHA mortgage insurance
  • Balloon payment options not available

*APR = Annual Percentage Rate. Rates subject to change and based on creditworthiness. At a rate of 5.5%, 360 monthly payments of $5.68 per $1,000 borrowed

If you have been a member of the U.S. Military, you may qualify for a VA loan to help you purchase a primary residence. VA loans are federally guaranteed, which can make home buying more affordable with a fixed interest rate and payment, no monthly mortgage insurance to pay, and, in some cases, no down payment requirement. If you are a veteran, we would also like to thank you for your service.

  • Up to 100% financing for eligible military personnel
  • Fixed/level payment of principal and interest for the life of the loan
  • Balloon payment options not available
  • Flexible terms up to 30 years
  • Monthly mortgage insurance not required