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You’ve worked hard for your home. We’ll put your home to work for you. Use the equity you’ve earned to finance all kinds of costs.

+No closing costs for a limited time!*

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Fixed rate
  • Up to 90% LTV
  • Competitive rates* for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible**
  • Flexible repayment terms that fit your budget
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

*As of 3/1/20, rate as low as 4.25% Annual Percentage Rate (APR) with 70% loan-to-value. Rates based on borrower creditworthiness and loan-to-value. “No closing costs” special only applies to 2nd mortgages; does not apply to purchases.  $20,000 minimum loan amount to qualify for waived closing costs & repayment may be required if loan is paid off within 36 months.  New money only. Payment example: $25,000 borrowed at 4.25% APR, 70% LTV, for 60 months = $463.24 monthly payment. Monthly payment amount does not include taxes or insurance. Underwriting guidelines apply. Offer subject to change without notice.

**Consult a tax advisor.

View our full disclosure for more details.