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GAP is the difference between the actual cash value of a vehicle, as established by your auto insurance company (or if none, by the National Automobile Dealers Association), and the vehicles unpaid net balance or the contract required to clear the outstanding contract balance, up to a maximum of $50,000. GAP can also cover your auto insurance deductible up to $1000.00 

How Do I Get GAP Protection?

Simply ask for the GAP acceptance form. No separate cash payment is required, since the cost for GAP can be added to your auto loan. With GAP, you can help ensure that you're not held responsible for unmanageable liability between your loan or lease obligation and what your auto insurance company will pay.*

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*This is an outline for Guaranteed Auto Protection (GAP). This is not a guarantee, an offer to sell or a solicitation. GAP is not available in all states. For availability, coverage terms, limitations and exclusions, refer to the actual agreement.