How to Overcome 'Credit Card Shyness'
News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death.Read More
Consolidating Debt: When does it make sense?
Debt can be hard to crawl out of, especially when payments on credit cards, consumer loans and student loans continue to pile up on top of your living expenses. Overwhelmed with a blizzard of monthly bills, many people look at consolidation as an alternative. Streamlining debts can be a useful way of managing an unyielding financial burden and lowering costs, but it?s not for everyone. Here are a few things to consider before jumping into it.Read More
How to Improve Your Credit Score
Almost no one is perfect when it comes to credit scores. The average score for Americans has been inching up over the past decade and is now close to 700. Many lenders consider that a good number, but the highest possible score is 850, according to Fair Isaac Corp., or FICO, which developed some of the most widely used models for credit scoring. The lowest possible score is 300.Read More
Tips for Parents of Boomerang Kids
Your adult child has finished school and is now starting a new life ? at home. According to a Pew Research Center survey, over half of parents in the U.S. with adult children say they helped their adult kids financially in the previous year. Some of that help came in the form of letting their kids move back home. If you'll be welcoming a ?boomerang? child, here are some tips to know.Read More
How to Tell You're Ready to Buy a House
Making the decision to become a homeowner is emotionally and financially complex.Read More