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8 Things That Won't Hurt (Whew!) Your Credit


Pay a credit card a month late, and you can count on it hurting your credit score. But there are some murkier areas you may wonder about: What happens if I marry someone whose credit is a lot worse than mine? Could my library fine from five years ago keep me from getting approved for a car loan? Does getting turned down for credit hurt my score?

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Pay Yourself First: How to Automatically Start Saving More Money


Like going to the gym or eating a healthy diet, saving money is one of those concepts that?s simple to grasp but weirdly challenging to put into practice. We understand its benefits. We agree that it?s essential to our well-being. We know that it?s something we should be doing. But paycheck after paycheck, it?s the same routine: after the bills have been paid and the regular expenses have been looked after, there just isn?t quite enough left over for our savings goals.

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Save More Money for Your Next Vacation With This Simple Trick


For some of us, it happens every year. When the weather starts to get colder, you start to dream of a winter escape to a warm beach or a spring break getaway. No matter the destination or date you envision, now is a great time to start putting money aside for your next vacation. And while saving enough to pay for a trip might seem like a lofty goal, there?s a handy hack to help get you there.

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How to Overcome 'Credit Card Shyness'


News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death.

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Consolidating Debt: When does it make sense?


Debt can be hard to crawl out of, especially when payments on credit cards, consumer loans and student loans continue to pile up on top of your living expenses. Overwhelmed with a blizzard of monthly bills, many people look at consolidation as an alternative. Streamlining debts can be a useful way of managing an unyielding financial burden and lowering costs, but it?s not for everyone. Here are a few things to consider before jumping into it.

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