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Financial Builders Rates

APY = Annual Percentage Yield. Rates effective as of November 11, 2015. Fees may reduce earnings.

Kasasa Cash*

Balance Rate APY
$0 - $20,000 1.98% 2.00%
$20,000+ 0.50% 0.75% to 2.00%

* If rewards qualification isn't met, the rate and APY are 0.05%. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

Savings

Balance  Rate APY
Regular Savings 0.10% 0.10%
Christmas Club 0.20% 0.20%
Vacation Club 0.10% 0.10%
IRA 0.75% 0.75%

Certificates

Account TypeRateAPY
Share Certificates
3 months 0.10% 0.10%
6 months 0.15% 0.15%
12 months 0.25% 0.25%
24 months 0.30% 0.30%
36 months 0.50% 0.50%
48 months 0.75% 0.75%
60 months 0.95% 0.95%
Certificate Specials
12 months 0.90% 0.90%
19 months 1.04% 1.05%
25 months 1.44% 1.45%
IRA Certificates
IRA 24 months 0.30% 0.30%
IRA 36 months 0.50% 0.50%
Save to Win 0.35% 0.35%

SafeChoice Money Market

Product TypeAPRAPY
$6,500 - $24,9990.20%0.20%
$25,000 - $49,9990.30%0.30%
$50,000 +0.50%0.50%

Auto Loans*

Product TypeAPRTerm
New & Used Car (2014 or newer)3.39%72 months
New Car (2016 or newer)3.89%78 months
Used Car (2011 or newer)5.30%60 months
Used Car (2008 or newer)6.55%48 months

*Additional qualifications may apply.

Secured*

Product TypeAPRTerm
Secured (Non Real Estate, Non - titled, ATV's, Lawn and Garden etc.)8.00%60 months

*Additional qualifications may apply.

Boats & RV's*

Product TypeAPRTerm
2009 or newer3.50%60 months
2009 or newer3.95%120 months
2008 and older5.00%60 months

*Additional qualifications may apply.

Home Equity Loans*

Product TypeAPRTerm
Home Equity Lines of Credit (H.E.L.O.C.)**4.00%300 months
Home Equity Loans3.95%60 months
Home Equity Loans4.50%120 months
Home Equity Loans5.95%180 months

*Additional qualifications may apply.
** Variable rate with no closing costs.

Credit Cards

Product TypeAPR
VISA Platinum Rewards10.90%
VISA Platinum13.50% - 17.50%

1st Mortgage Loans

Product TypeRate as low as
10 Year Fixed 3.375%
15 Year Fixed 3.375%
20 Year Fixed 3.875%
30 Year Fixed 4.00%
FHA 30 Yr Fixed 4.25%
VA 30 Yr Fixed 4.25%
Home Affordable  4.50%
97% LTV Conventional 30 Year Fixed 4.00%

Construction Loans

Product TypeRate As Low As
12 month4.50%

Lot Loans

Product TypeRate As Low As
5 years 3.75%
10 years 4.75%
15 years 5.75%
20 years* 6.25%

*20 year lot loans are limited to a 15 year term with a 20 year amortization.

Other Rates

Product Type 7.50% 60 months
Unsecured Loans 7.50% 60 months
Unsecured Line of Credit 7.75% N/A
Share Secured Loans 4.00% 60 months
Certificate Loans* 4.00% 60 months

*2% above certificate rate minimum of share loan rate
APY = Annual Percentage Yield

Questions? We have answers

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