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Financial Builders Rates

APY = Annual Percentage Yield. Rates effective as of November 11, 2015. Fees may reduce earnings.

Kasasa Cash*

Balance Rate APY
$0 - $20,000 1.98% 2.00%
$20,000+ 0.50% 0.75% to 2.00%

* If rewards qualification isn't met, the rate and APY are 0.05%. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

Savings

Balance  Rate APY
Regular Savings 0.10% 0.10%
Christmas Club 0.20% 0.20%
Vacation Club 0.10% 0.10%
IRA 0.75% 0.75%
HSA 0.50% 0.50%

Certificates

Account TypeRateAPY
Share Certificates
3 months 0.35% 0.35%
6 months 0.45% 0.45%
12 months 0.65% 0.65%
24 months 0.75% 0.75%
36 months 1.15% 1.16%
48 months 1.30% 1.31%
60 months 1.45% 1.46%
Certificate Specials
13 months 1.39% 1.40%
25 months 1.65% 1.66%
IRA Certificates
IRA 12 months 0.35% 0.35%
IRA 24 months 0.75% 0.75%
IRA 36 months 1.15% 1.16%
Save to Win 0.35% 0.35%

SafeChoice Money Market

Product TypeAPRAPY
$6,500 - $24,9990.20%0.20%
$25,000 - $49,9990.30%0.30%
$50,000 +0.50%0.50%

Auto Loans*

Product TypeAPRTerm
New Car (2016 or newer)3.39%72 months
New & Used Car (2014 & 2015)3.90%72 months
Used Car (2011 or newer)5.30%60 months
Used Car (2008 or newer)6.55%48 months

*Additional qualifications may apply.

Secured*

Product TypeAPRTerm
Secured (Non Real Estate, Non - titled, ATV's, Lawn and Garden etc.)8.00%60 months

*Additional qualifications may apply.

Boats & RV's*

Product TypeAPRTerm
2012 or newer 4.375% 60 months
2012 or newer 4.875% 120 months
2011 and older 5.25% 60 months

*Additional qualifications may apply.

Home Equity Loans*

Product TypeAPRTerm
Home Equity Lines of Credit (H.E.L.O.C.)** 4.25% 300 months
Home Equity Loans 4.25% 60 months
Home Equity Loans 4.75% 120 months
Home Equity Loans 5.95% 180 months

*Additional qualifications may apply.
** Variable rate with no closing costs.

Credit Cards

Product TypeAPR
VISA Platinum Rewards10.90%
VISA Platinum13.50% - 17.50%

1st Mortgage Loans

Product TypeRate as low as
10 Year Fixed 3.375%
15 Year Fixed 3.375%
20 Year Fixed 3.75%
30 Year Fixed 4.00%
FHA 30 Yr Fixed 4.125%
VA 30 Yr Fixed 4.125%
Home Affordable  4.50%
97% LTV Conventional 30 Year Fixed 4.00%

Construction Loans

Product TypeRate As Low As
12 month4.50%

Lot Loans

Product TypeRate As Low As
5 years 4.25%
10 years 5.00%
15 years 5.95%
20 years* 6.25%

*20 year lot loans are limited to a 15 year term with a 20 year amortization.

Other Rates

Product Type 7.50% 60 months
Unsecured Loans 7.50% 60 months
Unsecured Line of Credit 7.75% N/A
Share Secured Loans 4.00% 60 months
Certificate Loans* 4.00% 60 months

*2% above certificate rate minimum of share loan rate
APY = Annual Percentage Yield

Questions? We have answers

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