Savings (old)

• Establishes your membership with the credit union
• Competitive dividends on entire balance*
• No minimum balance requirements
• No monthly service fees
• Free online banking
• Free mobile banking with mobile deposit
• Free e-statements
• $5 minimum deposit to open

*APY = Annual Percentage Yield

Save to Win is an NCUA federally-insured program that gives out monthly and quarterly prizes to savvy savers ranging from $25 to $5,000.

How It Works

1. Open a 12-month Save to Win share certificate with at least $25
2. Keep making deposits into your share certificate during the 12-month term
3. There will be prizes awarded each month, quarter, or year

Even if you don’t win, you still have the deposits you’ve made throughout the year — plus dividends.*

Learn More

Visit savetowin.org and read the official rules for more information.

*APY = Annual Percentage Yield

• Ideal for young savers
• Competitive dividends on entire balance*
• No minimum balance requirements
• No monthly service fees
• Fun activities that teach about savings
• Free online banking
• Free mobile banking with mobile deposit
• Free e-statements
• $5 minimum deposit to open

*APY = Annual Percentage Yield

• Save year-round for holiday and vacation expenses
• Competitive dividends on entire balance*
• No minimum balance requirements
• No monthly service fees
• Funds automatically released via check or deposited to a Financial Builders account on:
  • The 3rd week of October for the Holiday Club
  • Funds can be withdrawn at any time from the Vacation Club
• Early withdrawal will result in a penalty**
• Free online banking
• Free mobile banking with mobile deposit
• Free e-statements
• $5 minimum deposit to open

*APY = Annual Percentage Yield

**Interest is forfeited if balance is withdrawn prior to maturity.

• Set aside funds for your child's education
• No setup or annual fee
• Dividends grow tax-free
• Withdrawals are tax-free and penalty-free when used for qualified education expenses¹
• Designated beneficiary must be under 18 when contributions are made
• To contribute to an ESA, certain income limits apply²
• Contributions are not tax deductible
• $2,000 maximum annual contribution per child
• The money must be withdrawn by the time he or she turns 30³
• The ESA may be transferred without penalty to another member of the family
• $5 minimum deposit to open

¹Qualified expenses include tuition and fees, books, supplies, board, etc.

²Consult your tax advisor to determine your contribution limit.

³Those earnings are subject to income tax and a 10% penalty.