Skip to content

At Financial Builders Federal Credit Union, building your future together is what matters. Financial Builders FCU is a not-for-profit financial cooperative, and that means more benefits for our members. We help your money work harder for you, with competitive rates on savings and investments, low rates on loans and an outstanding level of member service. We also save you time with online banking, bill bay, mobile banking, and access to our surcharge-free ATMs.

Once you join, you are a member for life — and we provide a wide variety of financial services that will continue to grow with you. From your daily service needs to future plans, we provide you with the services to reach the financial goals that mean the most to you, your family and your future.

Open Account

Love My Credit Union Rewards

As a member of Financial Builders, you get access to a ton of amazing benefits, including discounts at some of your favorite places.

Visit to see how much you can save.


Everyone who lives, works, or worships in Howard, Tipton, White, Carroll, Clinton, Cass, or Miami Counties can join. A deposit of $5 into a savings account is required to become a Financial Builders member, giving you access to all the benefits of membership! 

How to Join

It's easy to become a Financial Builders FCU member and start saving time and money.

Start by opening a Traditional Savings account online or by coming into one of our branches.

When you visit our office to open your account, please remember to bring your U.S. Government-issued identification. If you'd like to add someone to your account, the joint member would also need to bring their U.S. Government-issued identification to our office.

Bring an ID

You may use any of these as your primary U.S. Government-issued identification:

  • Permanent U.S. state-issued driver's license
  • Permanent U.S. state-issued ID card
  • U.S. Passport
  • U.S. Resident Alien Card
  • U.S. Permanent Resident Card

If you are a minor (under 18 years of age), you may bring one form of primary ID (listed above) OR one of these:

  • Social Security card (opening a savings account)
  • School picture ID (opening a savings account under age 18 or a checking account ages 13­–15)
  • U.S. Military Dependent ID (opening a savings under age 18 or a checking account ages 13–15)

If you have any questions, please call us at (765) 455-0500. We look forward to hearing from you!