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Consolidating Debt: When does it make sense?


Debt can be hard to crawl out of, especially when payments on credit cards, consumer loans and student loans continue to pile up on top of your living expenses. Overwhelmed with a blizzard of monthly bills, many people look at consolidation as an alternative. Streamlining debts can be a useful way of managing an unyielding financial burden and lowering costs, but it?s not for everyone. Here are a few things to consider before jumping into it.

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5 Good Money Habits to Boost Your Retirement Savings


Think back to your most recent savings goal. How long did you have to save in order to reach it?

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