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Mortgages

  • Competitive rates for home purchase, refinance, or construction*
  • Helpful loan advisors who know the Central Indiana real estate market
  • Free pre-approval for extra confidence when buying your home
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Home Equity

  • Competitive rates* for several short-term or one-time needs
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible**
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HELOC

  • Competitive rates* for several ongoing or seasonal needs
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying
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FHA & VA

  • Lower down payments available with FHA loans
  • Military veterans can receive up to 100% financing with VA loans
  • Flexible terms up to 30 years
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Construction

  • Competitive rates for your home construction project*
  • Pay off interest quicker; payments are interest-only during construction phase
  • Construction draws applied in stages based on work completed
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Lot Loans

  • Competitive, fixed rates for your own piece of land*
  • Terms ranging from 5 to 20 years**
  • Quick, local decision-making and processing
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