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Know how much car you can afford (before you go to the dealership). Get pre-approved for a new or used vehicle — free of charge.

Plus, when you open or refinance an auto loan by January 31st, we'll make your first payment!**

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Competitive, fixed and variable rates on new or used vehicles*
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • GAP Insurance available
  • Mechanical Breakdown Insurance available
  • Payment Protection available
  • CUDL AutoSmart for discounts, rebates, 0% financing, and much more
  • Flexible repayment terms that fit your budget
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

*APR = Annual Percentage Rate. Rates subject to change and based on creditworthiness. At a rate of 5.5%, 60 monthly payments of $19.10 per $1,000 borrowed.


**Program may be changed or withdrawn at any time. Loan must be closed in branch by 1/31/20. New money only. Minimum five-year term. Loans based on creditworthiness. Loan bonus payment will be prior to 3/1/20. If loan is paid off within 12 months, bonus repayment may be require. Bonus payment may be subject to 1099 reporting.