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Being a local is about more than just where you live.  It's about growing together as a community and creating something greater.  At Financial Builders, we think you should be rewarded for investing in your community.  So, we give back.  It's what neighbors do. 

Earn Your $200 Cash Bonus*

Open a new loan or checking account to get paid.*

Whether you're ready to ditch your rent with a new home loan, you need a personal loan to cover life's expenses, or an auto loan is what gets your motor running - we've got you covered.  You'll get low rates, fast online or in-person closing, plus your cash bonus!

Apply for Loan

Get started with a free checking account that rewards you monthly with cash.  Set up your direct deposit and use your debit card 10 times in the first 60 days to qualify for your $200 cash bonus!*

Open Checking

Are you a current Member of Financial Builders - Kokomo, IN?

  • Free checking that pays you back
  • 2.5% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $7.50 cash back per month
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online services, including:
    • Online banking and bill pay
    • eStatements
    • Mobile banking
  • Free MasterCard® debit card
  • Add Kasasa Protect™ for comprehensive fraud protection
  • Unlimited check writing
  • No minimum deposit to open
  • Sign up to have debit card alerts sent to your phone or email

Earn Rewards — Without Breaking a Sweat.

To earn you rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Have at least 10 debit card purchases post and settle

Easy, right? Even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

*When monthly qualifications are met, you receive 2.50% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Monthly receipt of electronic statements is a condition of this account.  Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

  • Free checking that pays high dividends
  • 2.25% APY* on balances up to $20,000
  • 2.25% to 0.79% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online services, including:
    • Online banking and bill pay
    • eStatements
    • Mobile banking
  • Free MasterCard® debit card
  • Add Kasasa Protect™ for comprehensive fraud protection
  • Unlimited check writing
  • No minimum deposit to open 
  • Sign up to have debit card alerts sent to your phone or email

Earn Rewards — Without Breaking a Sweat.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle: 

  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Have at least 10 debit card purchases post and settle

That’s it. Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free, and you’ll earn our base dividend rate. Then you can get right back to earning your full rewards the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 09/01/2018. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the first day of the next monthly statement cycle; (2) balances up to $20,000 receive APY of 2.25%; and (3) balances over $20,000 earn 0.50% interest rate on portion of balance over $20,000, resulting in 2.25 to 0.79% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Monthly receipt of electronic statements is a condition of this account. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Bonus/Account Information: Checking offer is not available to existing Financial Builders checking members. Loan offer is not available on existing Financial Builders loans. Both offers are not available to those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. To receive the $200 checking bonus: 1) Open a new Financial Builders Kasasa checking account, which is subject to approval; 2) complete at least 10 debit card purchases within 60 days of account opening; AND 3) have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. After you have completed all the above checking requirements, we'll deposit the bonus in your savings account within 60 days. To receive the $200 loan bonus: 1) Open a new Financial Builders loan, which is subject to approval; 2) the minimum loan amount is $5,000; AND 3) close the loan in branch or online.  After you have completed all the above loan requirements, we'll deposit the bonus in your savings account within 60 days. Only one bonus will be paid per primary social security number. Cash bonus only eligible for qualifying accounts opened 4/16/19-7/31/19.  Offer may be changed or cancelled at any time.  Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).  Federally Insured by NCUA.

Account Closing: If either the checking account or loan is closed by the member or Financial Builders within six months after opening, we will deduct the bonus amount for that account at closing.

Are you a current Member of Financial Builders - Kokomo, IN?