savings & investment rates

Savings & Checking
Rates current as of 05/31/2011
Account Type	APR*	APY*
Regular Savings	015 %	0.15 %
Dollar Dog Kid's Savings	0.15 %	0.15 %
ChaChing Savings	0.15 %	0.15 %
Financial Plus Checking	0.10 %	0.10 %
Financial Reward Checking	2.47 %	2.50 %
Vacation Club	0.15 %	0.15 %
Christmas Club	0.25 %	0.25 %
IRA	1.25 %	1.26 %
SuperSaver	0.65 %	0.65 %
*APY Annual Percentage Yield. Rates may change without notice. Offer valid at time of printing. Early withdrawal penalties may apply. Deposits Insured by National Credit Union Administration up to $250,000. Rates are effective May 31,2011.

Share Certificates
Rates current as of 12/14/2011
Account Type	APR*	APY*
3 months	0.15 %	0.15 %
6 months	0.25 %	0.25 %
12 months	0.40 %	0.40 %
18 months	0.50 %	0.50 %
24 months	0.60 %	0.60 %
36 months	0.95 %	0.95 %
48 months	1.25 %	1.26 %
60 months	1.35 %	1.36 %
IRA 12 months	0.40 %	0.40 %
IRA 24 months	0.60 %	0.60 %
IRA 36 months	0.95 %	0.95 %
****Special 13 Months****	0.45 %	0.45 %
****Special 25 Months****	0.70 %	0.70 %
*APY Annual Percentage Yield. Rates may change without notice. Offer valid at time of printing. Early withdrawal penalties may apply. Deposits Insured by National Credit Union Administration up to $250,000. Rates are effective December 14,2011

SafeChoice Money Market
Rates current as of 10/31/2011
Account Type	APR*	APY*
$6,500 - $24,999	0.20 %	0.20 %
$25,000 - $49,999	0.30 %	0.30 %
$50,000 & Above	0.50 %	0.50 %
*APY Annual Percentage Yield. Rates may change without notice. Offer valid at time of printing. Early withdrawal penalties may apply. Deposits Insured by National Credit Union Administration up to $250,000. Rates are effective October 31, 2011.