consumer loan rates
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| Auto Loans |
Rates current as of 01/05/2012
|
| Type |
APR* |
Term |
|
| 2012 and 2011 Cars, Trucks and Motorcycles |
2.95 |
60 |
|
| 2012 and 2011 Cars, Trucks and Motorcycles |
2.95 |
48 |
|
| 2012 and 2011 Cars, Trucks and Motorcycles |
2.95 |
36 |
|
| 2012 and 2011Cars, Trucks and Motorcycles ($10,000 A and A+ or more financed) |
2.95 |
72 |
|
| 2010 and 2009 Cars, Trucks and Motorcycles |
3.80% |
60 |
|
| 2008 and 2007 Cars, Trucks and Motorcycles |
5.30% |
60 |
|
| 2006, 2005 and 2004 Cars, Trucks and Motorcycles |
6.55% |
48 |
|
| Secured |
Rates current as of 01/05/2012
|
| Type |
APR* |
Term |
|
| Secured (Non Real Estate, Non - titled, ATV's, Lawn and Garden etc.) |
8.00% |
60 |
|
| Boats & RV's |
Rates current as of 01/05/2012
|
| Type |
APR* |
Term |
|
| 2008 and newer |
7.50% |
60 |
|
| 2008 and newer $20,000 or more financed) |
7.80% |
120 |
|
| 2007 and older |
8.50% |
60 |
|
| Home Equity Loans |
Rates current as of 01/05/2012
|
| Type |
APR* |
Term |
|
| Home Equity Lines of Credit (H.E.L.O.C.) -Variable rate no closing costs. Rates based on Prime, 10 year draw interest only, 15 year pay back. Rates based on Credit and LTV. |
4.00% |
300 |
|
| Home Equity Loans- Fixed Rate no closing costs. Rates based on Credit and Loan to value. |
4.50% |
60 |
|
| Home Equity Loans- Fixed Rate no closing costs. Rates based on Credit and Loan to value. |
6.50% |
120 |
|
| Home Equity Loans- Fixed Rate no closing costs. Rates based on Credit and Loan to value. |
7.50% |
180 |
|
| Credit Cards |
Rates current as of 01/05/2012
|
| Type |
APR* |
Term |
|
| VISA Platinum Rewards-Fixed Rate |
10.90 % |
|
|
| VISA Platinum-Fixed Rate |
13.50% - 17.50% |
|
|
| Other Rates |
Rates current as of 01/05/2012
|
| Type |
APR* |
Term |
|
| Unsecured Loans |
8.25% |
60 |
|
| Unsecured Line of Credit |
8.25% |
N/A |
|
| Share Secured loans |
4.00% |
60 |
|
| Certificate Loans - 2% above Certificate rate minimum of Share Loan Rate |
4.00% |
60 |
|
